New company tackling jobs you don’t want to do

There is no shying away from hard work for these industrious Argyle Secondary students. Leveling up their resume, Rohaan Drar and Morgan Garstin, have started their own company. Now offering yard and labour services, the pair is employing 10 other students. Argyle Students Services is aiming to help Lynn Valley residents take care of their homes. 


Getting their hands dirty


A little hard work has inspired the two grade 11 students to become their own bosses.

“I got a job stocking shelves at Save-On and it didn’t take long for me to think that this isn’t for me,” said Drar. “I thought if we worked for ourselves, we might earn more money and learn something.”

With Drar’s interest in pursuing business in post-secondary school, Garstin’s interest in trades, and their shared experience doing labour tasks, a home service business was the idea that had the most potential.

“We realized that most kids have done this kind of work for their families or neighbours,” said Drar. “I was kind of inspired by the work I used to do with my dad. He runs A Star Homes. I used to sweep or clean up wood for him.”

It’s a partnership with A Star Homes that has allowed the young business to get off the ground. 

“Argyle Student Services is operating as an arm of A Star Homes,” said Drar. “Our clients are protected by insurance just like any other home service business.”


Growing buisness


Drar positions Argyle Student Services as ready to do many of the tasks homeowners don’t have the desire, time or energy to tackle themselves – from weeding to moving labour to just about anything.

“It takes persistence to knock on doors and keep knocking when you get nos,” he said. “Then one person thinks ‘Sure, I will give these kids a try’ – then they see we do great work – better than they thought we would. It’s an adrenaline rush having someone say yes. We never leave until a customer is completely satisfied. It’s been going well – we have gotten some good tips.”

And more importantly: word-of-mouth referrals. 

“In the summer we got more work than we could do with weeding and yardwork – so we began hiring our friends. We are professional. There are some services like pressure washing that require skill – we make sure they know what they are doing.”

The small business has invested in professional-grade equipment – like pressure washers and window washing equipment. 

“We want people to call us when they have a job they don’t want to do. Just about anything – and we can do it quickly because we have lots of guys wanting to work,” said Drar. “We are ready for leaf raking and are getting ready for winter and snow shovelling. You can book us now for the winter and we will have someone at your door with a shovel when it snows.”

The team hopes to line up contracts throughout Lynn Valley in advance so residents aren’t worrying about finding snow-clearing help, said Drar.

For more information call Rohaan Drar at (604) 779 – 8526 or visit the company’s website https://www.argylestudentshomeservices.com/ 


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Kicking open its doors soon

Kids and adults alike will soon be kicking up a storm in Lynn Valley. Debuting this September there is a new martial arts gym at Lynn Valley Village. Putting a twist on the typical gym, co-founder Denise Dehestani is excited to offer something she, as a parent, knows is desperately needed: a daily after-school program. 


Lynn Valley grown


Set to take over the former RnB Dance space in Lynn Valley Village, Lynn Valley Martial Arts is offering programs in Muay Thai kickboxing for all ages. Their schedule has classes for kids, teens, adults, and an after-school program. Combining her passions for kids and martial arts, Dehestani drew on her experience as chair of the Ross Road Elementary PAC to come up with a program she hopes will support working parents. Kids 5-12 can enroll in the after-school program for three, four or five days a week.

“I saw a need in Lynn Valley,” she said. “There are lots of requests at the school for after-school programs. There are different programs coming in on different days for different ages. There isn’t five-day-a-week consistency. [Children] will play or do a bit of homework and then we’ll have an hour of martial arts training wrapping up just in time for parents to pick them up. Right now we’re starting with offering pickup from Ross Road Elementary and Lynn Valley Elementary.”

Not inexperienced herself, with a black belt, Dehestani has partnered with brothers Blake and Dean Lirette who were born and raised in Lynn Valley. In the past, they have had a martial arts studio in West Vancouver and currently have one in Port Coquitlam. With more than 45 years of kickboxing teaching experience between them, they will be overseeing the programming. 


Muay Thai


Less common than karate or jiu-jitsu, Muay Thai – sometimes called Thai kickboxing – combines kicking and punching using fists, elbows, shins and knees. 

“Muay Thai is what we know. Myself and my daughter attended West Van Martial Arts – which is where we met Blake and Dean,” she said. “It’s a little different. There are studios on Lonsdale and in Lower Lonsdale that are more typical – like karate. 

“It’s great exercise. It’s great for defence – self-defence is a big component. It’s great for kids to have a bit of self-defence – adults too. Building confidence, discipline, structure, focus, coordination, flexibility, balance and community. I find that martial arts builds a really good community. In my experience in martial arts, you build friendships and socialize. Especially with the after-school program – you are getting your fitness, you are getting your discipline, you are learning a new skill and also building friendships.”


New opportunities


The new studio aims to be a welcoming space that encourages people of all ages to give it a try. 

“I feel that with martial arts, you are doing it individually in a group setting,” explained Dehestani. “In a dance class if you have a beginner and they are with advanced students doing an advanced dance you are really going to notice. The beginners are going to struggle in that routine. Whereas in a martial arts class, you’re learning your different punches and kicks and coaches split you off and work in small groups or individually. When there is partnering, people tend to pair off and work with their level. It’s a good environment for growth.”

Another program they are excited by is Lil’ Ninjas on Saturday mornings for three- to six-year-olds. There will be open mat time for adults with a membership so kids and parents can both get on the exercise at the same time. Lynn Valley Martial Arts will be primarily working on a membership model. They will be also offering drop-ins or trials of some kind to help people experience a class before committing to membership but details haven’t been finalized, said Dehestani. Start-up costs are relatively low: teens and children need a uniform and all athletes need gloves and wraps. 

The studio is planning to open its doors on September 5 but now is the time to secure after-school care. For more information visit https://www.lynnvalleymartialarts.ca/.


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There’s always something fun and exciting happening in Lynn Valley. Check out our Community Events Calendar or learn more about Local Activities, Mountain Biking or Hiking and Walking Trails.

Whimsy and wonder planned for new toy & book store

Tucked into the east side of Lynn Valley Centre an oasis is forming for local kids and parents. Forest Fairy Books and Toys will be opening its doors later this month aiming to foster whimsy, wonder and joy.  The store of mother-daughter team Avril and Hannah Whitney’s dreams wants to be a safe third space to help the community and children grow.


Family business


Avril Whitney

Avril Whitney

A new store run by a family, Forest Fairy Books and Toys is also rooted in family. It is the culmination of Avril Whitney’s childhood aspirations to follow in her mom’s footsteps.

“When I was little my mom was part owner of a store called Through the Looking Glass in Nelson BC, which has been there for over 40 years and is still there. I had the joy of being in a bookstore when I was young. Then later, I was able to run the toy store for our [Waldorf] school in Calgary. I was exposed to a lot of natural materials and really great imaginative play that supported the development of the imagination of a child.”

After moving to North Vancouver six years ago, Whitney was keeping an eye on commercial real estate with the hopes of one day opening a store. Little did she know that she would have a very special partner. 

“Last November I asked my daughter if she wanted to check out the [Lynn Valley] space, as we got into it we were both visualizing and dreaming about what it could be. I said ‘Wait a minute, are you doing this with me?’ It fits with what she wants to do with her career and both our desires to build community.” 


Wonder


With Avril’s past experiences in childcare and as a parent, and Hannah’s goals as a doula to set families up for long-term success, they want Forest Fairy Books and Toys to be welcoming and child-centred. 

“We want a place where people can feel good and experientially come in and enjoy the store,” said Whitney. “It’s a small place, but we have made sure there is a place for the children to come in and be and a chair for someone to come in and read a book.”

Whitney has painted two walls with murals and carefully handcrafted wooden shelving. The time and energy invested in design has also been invested in the selection of products they carry.

“Both my daughter and I are kids at heart still,” she said. “We really appreciate imagination, wonder and beauty. That still resonates and it’s so joyful to see it resonate with children. 

“What I know from working with children myself: the more tactile, the more natural, helps children thrive in the play space of their imagination. You can hand a child a piece of coloured silk [cloth] and it can become something to wear, it can become water, it can become a child’s blanket – it can become anything you want. It’s an open-ended play. The idea is that beauty, nature, and wonder come naturally to children and all they need is an invitation.” 

It’s a lesson she thinks adults can learn too.

Hannah & Avril Whitney

“These toys remind us that we live in a very stimulating world with short attention spans, and it’s okay that you breathe for a minute and play,” said Whitney.

They will also carry a variety of curated books. Initially, it will focus on children and youth but the collection may expand. From first board books to learn-to-read to stunning picture book keepsakes, they hope families will find one they want to take home. 

“I imagine most of our clientele will be between zero and 12 years old,” said Whitney. “We are going to carry novels all the way up to YA. We want to be responsive to what people are wanting. We want to be inclusive and supportive of indigenous people. There is so much great stuff available.”

Forest Fairy Books and Toys is wrapping up its final approvals with the DNV. It hopes to open some day between Aug. 15-19th, depending on that process. You can find the small shop inside Lynn Valley Centre near the east entrance. It is tucked down the hall between Westlynn Bakery and Romance Jewellers. 


Looking for more?


There’s always something fun and exciting happening in Lynn Valley. Check out our Community Events Calendar or learn more about Local Activities, Mountain Biking or Hiking and Walking Trails.

Making a mortgage work for you, not the banks

Returning to his roots Dave Bruynesteyn is back in Lynn Valley offering mortgage clients options to meet their financial and life goals. Slotting in the final piece of the puzzle in Lynn Valley’s one-stop shop, MortgageDave now shares offices with LynnValleyLife.com’s real estate services, David Fiteni’s insurance offerings and Kay Manabe of Senju Notary to cover all the bases for Lynn Valley residents.


Meet MortgageDave


MortgageDave

Walking the streets of Lynn Valley as a child and teen, Dave Bruynesteyn loved this place. Starting his early career in finance, it’s where he bought his first home. With a life that has taken him to different parts of BC, he is excited to be back where it all began.

“Lynn Valley is a part of me,” he said. “I love that I can go grab a coffee and I am seeing friends, past clients – current clients. I was walking by Safeway last week and ran into a client and we caught up on life and I did a mortgage review right there.” 

MortgageDave’s foundational philosophy is that if you support a community, it will support you. He was a past co-chair of Lynn Valley Days, he was a founder of the Christmas Tree Parade, he has worked with the Lynn Valley Community Association and even lent his time to educate students at Argyle Secondary in financial literacy. 

As an independent mortgage broker for more than 18 years, MortgageDave, is ready to be back in Lynn Valley.

“I am excited to be working here – around these people,” he said. “Everyone is so busy, if we have real estate working alongside mortgage, alongside insurance and a notary, we have just made it easier for people. It’s not just about convenience, it’s about working with good people, ready to collaborate and take care of each other’s clients. I love the energy.”


Mortgage broker 101


It has been a volatile time in the financial sector. Lending rates and inflation have climbed, and savings rates have remained stagnant. For those entering the real estate market or looking to renew in the coming months, it’s time to talk to a mortgage broker – not a bank, says Bruynesteyn.

photos by Myshsale

“A mortgage broker is an independent party that helps people arrange residential financing,” he said. “I love it because I don’t work for a bank – I work for the client. It is at no cost to the client. We are paid by the lender, so the only goal is to get the best deal for the client 

“You get all of my expertise and at no cost – it’s a no-brainer.” 

From his work in traditional Canadian banks – and as a past customer himself – MortgageDave says he has learned how not to treat clients. Appalled by bonus structures that encourage bank employees to offer higher rates, when he changed track in 2006 to be an independent mortgage broker he vowed to do things differently. 

With two big factors working in his favour, convenience and access to more lenders, he is confident he is able to provide not only better service but also better products. 

“A bank has its one product and I deal with 40 different lenders. I talk to the client and figure out what they want today, but also what they want in five years, in 10 years because we have to set them up properly to reach their goals,” MortgageDave said. “I also just make it easy. I work around the client’s schedule – if you want to talk at 8 am or you want to talk at 8 pm on a Tuesday night – we do that. 

“I am always looking for what is easiest for the client. I can meet you in Lynn Valley or at my office in Lion’s Bay or Lower Lonsdale. I can also come to your home. If you are really busy we can do an application with [a digital docu sign] and a quick zoom meeting. A bank will want you in their office at 2:30 on a Tuesday afternoon – you don’t have time for that.”

In Canada, mortgage brokers are compensated by the lenders based on the mortgage amount, not the rate. The commission varies little and doesn’t link bonus structures to rates (as helped contribute to the subprime mortgage crisis in the United States in the late 2000s). For brokers like MortgageDave, a happy and informed client is what matters. And closing clients with the best deal leads to returning clients and referrals. 

“I am proud of the five-star rating I have on Google – I earned that, and if I didn’t have five stars you bet I would be learning to make sure it didn’t happen again.”


Today’s rates, triggers and reversals


The mortgage market of early 2023 has changed substantially from a year ago. For the first time, some homeowners are hearing terms like ‘trigger rate’ and seeing payments double. 

“The mortgage market now is uncertain – and the market hates uncertainty,” said MortgageDave explaining that we used to be in a “North American market,” following about six months behind the US, but there has been a shift to a global market. 

“While the conflict in Ukraine is devastating for its people, subtler impacts are far-reaching. If the war ends, it would settle the bond market and stabilize the fixed rate mortgage market.”

He credits the Bank of Canada with some aggressive action that has stabilized inflation, but the consequence has been high rates.  

“I don’t see prime going up, barring any worldwide events,I think we have seen the plateau,” said Bruynesteyn. “We may see a reduction by the end of the year but I don’t really expect it until early 2024.”

Context is important. Rates today aren’t devastatingly high, they are just not as extreme as we have seen recently, he said. 

“We went so historically low. Rates aren’t insane. We just went so low we were spoiled rotten. I have always suggested a variable rate because they have been better over time but when rates were sub-two percent, I put many clients into a fixed rate.”

The fluctuations have influenced how some clients are choosing their mortgages. 

“Typically clients get a five-year term. Right now I am putting a lot of clients into two-year terms because we don’t know where we are going. Two years ties into the US election which typically sees a reduction in rates.” 

The changes to variable rates have been difficult for some homeowners.

“It is tough on some of my clients on variable rates, some of my clients on variable rates saw payments almost double,” he said, adding he doesn’t like trigger rate products. Whenever possible, MortgageDave chooses to put clients with lenders that ensure payments rise with interest rates going up, rather than being hit with a significant trigger rate.

 “If you don’t change your payment as the rates go up you are paying more and more interest. I don’t like those products as they are not best for my clients. Payments should go up with interest rates. People don’t want to manage their mortgage – that’s my job.

“When you get a mortgage with me, you are going to hear from me on the anniversary, and every time  the Bank of Canada reviews their prime rate – eight times a year – you get my newsletter discussing what this means. As you get closer to maturity I will communicate with you nine months out, six months out and four months out – because you have a life and don’t need to be worrying about your mortgage – that is my job. Dump that stress on me – it’s my job to get it done.”

One of the biggest trends MortgageDave sees is families leveraging equity to help adult children get into real estate. 

“The cost of living in Lynn Valley is high. I am seeing parents wanting to help their children stay in the city. There are more people looking at reverse mortgages to start the wealth transfer now rather than later.”


What to do now


With the typical mortgage locked in for five years, mortgages coming up for renewal in the next year are maturing in a completely different atmosphere from when they were signed.

“A lot of people are feeling the pressure of variable rate mortgages as rates have climbed,” he said. “The beautiful thing about a variable rate is that you can get out of it at any time for three months’ interest. It’s not a big penalty – so recently I have been helping clients get into the stability of a two year so they know what their payments are and they added in some debt they have had to take on.  Re-amortizing the mortgage is another option. Everyone’s situation is unique but there is a lot we can do.”

To ensure the best financial position, homeowners should begin the process earlier rather than later, said MortgageDave.

“One year out, bring the mortgage renewal up on your radar. Six months out, get in touch with a mortgage broker, we can hold rates for four months,” said MortgageDave. “So I can start watching the rates and hold one if a good rate comes up. If, in two weeks, a different bank offers a better deal, we grab that and hold – you don’t have to worry about rates.” 

MortgageDave says it’s simple: it’s a conversation with a broker and it’s free.


Looking for more?


There’s always something fun and exciting happening in Lynn Valley. Check out our Community Events Calendar or learn more about Local Activities, Mountain Biking or Hiking and Walking Trails.

Adapting local homes to aging

Aging is never easy. Fraught with loss and challenges, a new local business is hoping to ease the burdens on the elderly and their families with a plan to age in place and adapt homes to make them functional for later life. Tom and Melody Grant bring their expertise as an occupational therapist and a designer to Living by Design.


Lived experience


Living on the Sunshine Coast at the time, Tom Grant was not surprised when he and his siblings decided he should take the lead on helping his elderly parents downsize and transition to long-term care. With his experience as an occupational therapist it was the logical choice. What he didn’t expect was having to move back to the UK for a year, the massive mental and emotional labour, and the seemingly endless details of the task. 

Melody and Tom Grant

“At the time I had a big realization: ‘Why do we, and everyone else, leave these things so late – until it’s a big panic?’ It’s such upheaval in everyone’s lives to downsize,” said the Lynn Valley-based occupational therapist. 

He was dealing with the double whammy of downsizing his mother to a smaller home and settling his father into a long-term care facility to support his dementia. He knew he wanted to use his expertise to help others. 

“I am really on a mission to shift people’s approaches to aging. To think more proactively rather than reactively – like I did in my life,” said Grant. “We want to make the process a bit smoother so we can help a few families avoid having to rush in a crisis.”

It was also the experience with his family that brought his wife Melody on board to create Living By Design.

“When my mom got her new place my wife made it suitable for my mom with all its furnishings,” he said. “It doesn’t need to look institutional. I think you need the collaboration of both expertise or you will get something that is institutional or it could be very pretty but doesn’t take into account the progression of age, or a disability. If we could work as a team, we could help instead of calling in separate experts who aren’t on the same page.”  

Today, Tom offers traditional occupational services as well as their aging-in-place planning with Melody through their company Living By Design


Make a plan


If Grant has one piece of advice it’s: plan – and if needed, move early.

“Ideally people will have their home for life or downsize early enough and make that their home for life. Depending on their finances, as long as it’s accessible, there is no reason why some can’t stay at home as long as possible,” he said.

The biggest error families make is underestimating the amount of mental and physical effort to move, and how that mental drain continues for months or years as someone tries to establish themselves in a new community. 

“In my experience working in home care, if someone has to move their home when they are already starting to struggle with mobility and particularly if they are struggling with cognition, if they move environments – move home or into a new area so they can be close to family, it’s very discombobulating and can lead to massive functional decline.

“A new area, a new home they might not have the cognitive ability to take on this new environment. It takes a lot of cognitive ability to get to know your new environment and – not driving anymore – transportation can lead to feeling isolated,” said Grant. “Getting lost, struggling with timetables, it becomes a burden for adult children. Potentially, the older adult feels guilty that they need to be supported so much but they need the help. It becomes very demanding on everyone. If people stay in their homes and help can come in, they are more likely to function.”


Age with grace


The solution is fairly simple, but not necessarily easy. 

“What I see happening, downsizing and aging is a bit of a taboo topic,” said Grant. “Have a good plan in place around 65 that you are going to stick to and be accountable to your family members.”

That is a broad strokes plan sharing the elder’s wishes and setting goals. 

“At 70-75, you might have the cognitive capacity to do it but not the physical capacity to do it yourself. The brain power to do all the packing or getting to know a new area is underestimated. It has to happen before your abilities decline and the burden shifts to adult children.”

This also empowers the elder, rather than forcing decisions on them, another stress for the family, he said.  

“My mission is to get people to start talking about this. The conversations are getting delayed.  Be honest, be transparent and commit to the plan of aging. Acknowledge there is a functional decline with aging without any particular health condition.”

Connecting the dots

With the experience of working within and out of Coast Health, Grant understands the pressures and limitations of the public system. He hopes Living By Design helps families move forward with living and aging. Too often, after a brief evaluation from a Coast Health OT patients are left with more questions than answers. 

“When people leave it to a crisis: like they are in hospital after they have fallen and broken their hip, suddenly they need an accessible home. People spend a lot of time in rehab only to find their home is not appropriate for them,” said Grant. “OTs with Coastal Health are stretched too thin. They will say you need an accessible bathroom but they don’t have time to tell you what that means and how you can get it. We are trying to fill the gaps in what the public system can offer. They can’t go into this much detail, they will do a basic assessment, but I will do a much more detailed assessment and treatment.”

Whether it’s a crisis, a disability or managing the general decline of aging, if a home needs renovation, that is Melody’s specialty. Her skills help make the functional changes homey and aesthetically pleasing. 

“Often people get recommendations but there is no one to help with the next step of implementing them,” he said. “It might be adding some grab bars but it might be renovating their whole bathroom and they are left to their own devices to figure it out. 

“You can’t rush a lot of these things – it takes time finding contractors, supplies. Ideally, it should be done ahead of time step-by-step.” 

If adult children are out of town, or if that process is simply too taxing, Living By Design can help homeowners through the process. 

“One thing I think might be very helpful is project management,” said Grant. “If you need changes but you might not have the knowledge or the energy to call and make those changes. Melody can help organize reliable trades, keep them on track and make them accountable. The burden often falls on the children who might not even live in the area. If your spouse previously looked after these responsibilities and they have recently passed, it can be intimidating to talk to a contractor and makes them vulnerable to being taken advantage of.”

The first steps to aging in place are simple conversations and assessments, said Grant. He evaluates over 300 potential hazards in the home and can also establish a cognitive baseline to monitor mental changes. 

“If someone thinks ‘We are slowing down and we want to make some changes,’ we can do a joint assessment and look at the space planning and we can work together.” 

Living By Design is based in Lynn Valley and works throughout the North Shore and Sunshine Coast.  


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There’s always something fun and exciting happening in Lynn Valley. Check out our Community Events Calendar or learn more about Local Activities, Mountain Biking or Hiking and Walking Trails.

Ready and willing to help

There is a new option for notary services in our neighbourhood and we are so proud to welcome Kay Manabe Senju Notary as a new officemate. Manabe is expanding her business to serve Lynn Valley with her typical knowledge and warmth.


Help where it is needed


With the departure of Lynn Valley’s previous notary, Manabe knew she wanted to help. Building on her Lonsdale practice, the new office in Lynn Valley will continue to offer her notary services including wills, real estate, and general affidavits and declarations.

“I want to serve people with compassion,” she said. “As I became a single mom, I was using the legal system and I know how hard it is. I knew I wanted to help people. As a notary, I can be patient and compassionate.”

Knowing that sometimes notary services are needed during some particularly stressful and trying times, Manabe will also visit clients in their homes, care homes or hospitals. 

“I need to see my clients to make sure they are being taken care of and have the capacity for these decisions, that can be done with Zoom or in-person where they are if they can’t come to my office,” she said. “A lot of seniors can’t leave their homes – I can. I don’t mind. I want to help and I have worked with the social workers at Lions Gate Hospital.”


Protecting yourself, caring for others


Manabe shared that only 50 percent of British Columbians have wills.

“I believe it is important for everyone, whether they have assets or not, to have a will and the other documents you need,” she said. “It’s a way of taking care of the people left behind. The fees and process to take care of a death without a will can be overwhelming in a tough time.”

In addition to a will, she recommends a power of attorney, and a representation agreement, and an advanced directive (the latter two take care of your needs should you become incapacitated). 

“No one likes the idea of creating a will at the best of times but it is easier when you are happy and healthy,” she said. “The process can simply start with some forms to fill out which helps me understand your needs. From there we can sit together and go through it. People don’t like to talk about death, don’t worry I will do the talking and guide you through.”


Choosing your legal professional


Notary publics can be a choice for transactional legal matters that are non-contentious such as personal planning, real estate, declarations and affidavits, travel documents for minors and many more.

“On the matters we specialize in, we have the same training as lawyers,” she said. “Like lawyers, there are high-priced notaries and low-price notaries. It all depends. It is important you find a notary you are comfortable with and who is transparent about their fees.”

She adds that when choosing any professional service, it is important to check that the notary is in good standing with the Society of Notaries Public of BC. This will ensure the notary is covered by insurance and has the education needed to perform their duties. 

“This is an important relationship. You need to trust your notary and feel comfortable asking questions,” said Manabe. “I want to take the time so you are not rushing decisions. 

“If I can’t help you, I will use my network – that is Senju means – a thousand hands. I will refer you to professionals: lawyers, accountants, mortgage brokers that I trust.”

Senju Notary can be found at the LynnValleyLife offices at 3171 Mountain Hwy on Tuesdays and Friday or contacted by phone: 604-818-7710.


Looking for more?


There’s always something fun and exciting happening in Lynn Valley. Check out our Community Events Calendar or learn more about Local Activities, Mountain Biking or Hiking and Walking Trails.

Taking care of your two wheels

First there is confusion, then anger and then a deep sense of loss. To bike riders of all kinds, theft is more than losing a possession – it’s like losing your best friend. In this neighbourhood there is sometimes more value in bikes in a garage than cars in the driveway. We talked to the local experts on keeping your bike safe, insured and ready to ride down the mountains. 


You can never be too safe


The North Vancouver RCMP report bike thefts remain pretty constant year over year with a slight increase in 2020. Only about 10 % of bikes are recovered. 

“People move here to ride,” said Rick Loader, owner of Lynn Valley Bikes. “When your bike is stolen it feels like a violation. It’s their second-best friend, treated better than a spouse sometimes.” 

During peak season, his shop deals with customers almost once a week coming in to replace a stolen bike.

“It varies at times throughout the year,” he said. “It averages out to two or three times a month.”

But there are some people who aren’t completely broken up about it, he said. 

“A mountain bike only lasts about five years of the hard riding we have here,” said Loader. “There is the rare occasion that insurance comes in at a good time. For those without insurance, it stings them a lot harder.”


Protecting your bike on paper


Empathy abounds from Central Agencies insurance broker David Fiteni, who has had his own bike stolen from a Lynn Valley condo building. 

“Often people find out too late that their insurance has a bike limit – much less than the cost of the bikes we see here in Lynn Valley,” said Fiteni. “Protecting your bike isn’t like ICBC coverage where a car of a certain make and age has a set insurance value. You need to go to your insurance broker to have coverage for the replacement cost of the bike plus all the hundreds of dollars of upgrades if you aren’t riding stock.”

It pays to seek out local experience when choosing your broker. 

“It might be standard practice when looking at home insurance to ask about jewelry or art,” he said. “Here in Lynn Valley, I always ask ‘Do you have any bikes?’ I have never had someone who didn’t want to have their bike fully covered.”

Fiteni says the best way to insure your bike is to sit down with a broker you trust.

 “If you deal with a particular institution, they offer you what they have. We will look at eight-12 different options to see how they can best cover your bike,” he said. “We don’t fit them into a product, we find the best product to fit them – every case is different.”

There are changes coming into the insurance industry but not all coverage is equal and there are key questions to think about. 

“People are spending a lot on bikes because they have value to the rider,” he said. “One underwriter might allow you to have a $7000 bike in your contents insurance, but another may charge you $300 a year for that.” 

Fiteni suggests starting your bike insurance conversation by covering these areas:

  • Mysterious disappearance  – is the bike covered if it is not at home? Or if it’s on your vehicle? 
  • Will a bike claim impact “claims-free” discounts? A bike’s inherent mobility puts it at increased risk.
  • Does the policy have a maximum for bike claims?
  • Are there requirements for securing bikes for them to be covered at home? On the road? 
  • Is there a different deductible for bikes vs. a different kind of claim?

Protecting your bike in practice


Both Loader and Fiteni along with the RCMP recommend registering your bike with Garage 529. The free service is used by police and citizen groups to get stolen bikes back in the hands of their owners. 

“Don’t store your bike in a condo bike room or a plywood storage locker,” said Loader. “They are tucked out of the way, they don’t get visited very often. It’s too easy for thieves to get access and spend some time getting all the bikes they want.”

A sentiment echoed by Fiteni.

“A builder puts in the cheapest materials it can, and most stratas don’t reinforce security hardware until ‘17’ bikes are stolen.” 

For home, Loader recommends keeping bikes in earshot and locked up. On the road, he brings multiple locks.

“There are four locks that live in my van – one that is a 6-foot, 35-lb chain,” he said. “Another is a motion-sensitive alarm. If the bikes are on the rack, I back it in where I can keep an eye on it and at very least be outside and hear it.”

The thought of spending hundreds of dollars on locks may seem excessive but when looking at the numbers, $350 in locks is just a five percent investment in protecting a $7000 bike. Some experts recommend 10 percent of the value in security. When out with your bike Loader also reminds riders to check what you are attaching the lock to. 

“There are poles all over the Vancouver-area that aren’t secured in place, a simple tug will lift out the pole. I have even seen a guy on another’s shoulders unscrewing the sign at the top so they can lift a bike up and over,” said Loader. “Parking meters are a little better.”

Loader’s last tip: “Don’t flaunt your bike. Get it inside and your door closed. Don’t sit there in your garage with the door up working on your bike all afternoon with four other bikes hanging up.”

As the value of bikes rises, the protection policies are improving, said Fiteni. But when it comes to talking about e-bikes they are their own unique circumstances you need to discuss with your broker


Looking for more?


There’s always something fun and exciting happening in Lynn Valley. Check out our Community Events Calendar or learn more about Local Activities, Mountain Biking or Hiking and Walking Trails.

Local love this holiday season

There has never been a better time to support a local business. With flood tragedies, international shipping delays and fuel shortages, it’s the perfect time to stay close to home and find unique gifts from service providers and entrepreneurs in our own neighbourhood this holiday season.


Art and Fashion


Glass artist Debbie Hungle works out of her home creating has gorgeous fused works and stained glass. From ornaments to candle holders to jewelry and decorative panes – her work captures the season. If you are lucky you might be able to book a workshop and create your own works of art under her careful guidance. She also offers gift certificates – perfect for custom work or for a future workshop. You can learn more at www.debbiehungle.com. Our picks are her curvy scenes – perfect for putting a candle behind. 

 

The handcrafted creations from Plunger Cove Studios are more art than toys with the perfect amount of whimsy. Inspired by the reclaimed materials themselves, each boat or ‘bot is one of a kind. The playful creations will be the perfect addition to a mantel or nursery shelf. It really is hard to choose one, the robots will inspire future creators but our pick is the classic Westcoast Tug.

 

The perfect kids’ Tee can be found at Wren Wood & Co. local mom’s Sherry and Natalie have put together the cutest Westcoast Friends Collection. With bears, beavers, wolves and otters embracing modern Canadiana, your tot will bring a smile to all who sees them. You can find them online or on Lonsdale at Monika’s Art Boutique. Our pick – it’s hard to choose, the Adventurer is great but the Gamer takes it.

 

For the quick pick head over to Bella Gia. Pam and Gianna have done the work of sorting through trends to capture a sophisticated vision of home and fashion. This season their fashion picks highlight cozy knits while their home decor focuses on creating a warm ambiance with beautiful candles and elegant linens. Our picks – with the editing done, their offerings all look like winners but the Holly Berry Embroidered Table Runner looks timeless enough to be a beautiful family tradition. 

 

Stepping into the world of Instagram collections Popcycle Kids curates a collection of vintage, retro and pre-loved kids clothes. Sisters Brittany and Alix founded Popcycle as they looked for the bold patterns and over-sized styles of the 80s and 90s for their own kids. They added to their collection each Sunday. Our pick – follow them on Instagram to snag their latest release. They offer free local pick up. 

 

Local writer and artist Jenn Ashton is a captivating creator. From felted hats to wood ornaments and a range of paintings and drawings. Her bold colours are joyously whimsical and her portraits dynamic. Also a writer, Jenn has her first book People Like Frank available now. Our pick is her book – this is a time to cozy up and immerse yourself in her collection of stories. 


Unique gifts


We just discovered Lynn Valley’s own Fiona’s Handcrafted Soaps. They are lovingly made from 100% natural, plant-based oils, and over 30 essential oils, and fragrance oils. These are little works of art in a functional daily-use product. Fiona began working with soap to find a gentle alternative to mass-produced products for her mother as she battled cancer. The results are handmade, hand-cut pieces. Our pick: either the Hot Chocolate & Marshmallows or Nanaimo Bar because they are the perfect stocking stuffer for a tween or teen who needs to wash.

 

If you aren’t quite sure what to pick, the Ecology Centre has in the past year or so stepped up its gift game. If you want to share a piece of North Vancouver there are beautiful gift selections from First Nations businesses supporting Indigenous artists. If you are new to the area there are guides and children’s books to learn all about our local habitat. Our pick is for the history buff: the centre is offering the recently republished Early Days in Lynn Valley by Walter Draycott. We have a second pick, the perfect gift offering less stuff and more family time: an Ecology Centre Membership which offers discounts on camps, the gift shop and birthday parties.   

 

Another gift of time is to support local family business Pasta Padella. Their pasta and risottos are made in Italy and quick frozen. You can give yourself or a loved one the gift of time by picking up these dishes and having a meal ready in just 10-15 minutes. You can find Pasta Padella online (free local delivery with a $29 purchase) or at Lynn Valley Meats. Our pick: the risotto with butternut squash

 

As we celebrate our second year in a pandemic, we have all learned to lean in and value those close to us. Local counselling psychologists Jordana, Shannon, and Christina have created an interactive card game to explore core values. Players examine and challenge their values by choosing between Val-You cards until they are left holding the three cards that represent what is most important to them in life. it can be played among friends and family or used as a tool by a variety of professionals in diverse settings, including counsellors, teachers, occupational therapists, managers, and within human resources departments. Check out the Val-You game


Looking for more?


There’s always something fun and exciting happening in Lynn Valley. Check out our Community Events Calendar or learn more about Local Activities, Mountain Biking or Hiking and Walking Trails.

Stop thrifting, start swapping

Eco-fashion is booming and the clothing resale market is the fastest-growing segment. As Lynn Valley’s Geraldine Durant noticed the climbing prices at local thrift shops, she created a more community-oriented swap. 


Think globally, act locally


Inspired by the eco-focus of her former employer, Lynn Valley’s Cousteau School, Durant has been trying to make environmentally friendly decisions. Often they pay with bonus rewards. 

“I love thrift stores,” she said. “They are unique and interesting. You can find different things than you can find at the mall.” 

Speaking with like-minded friends sparked the idea of a clothing swap. If the interested swappers continue like (the non-pandemic restricted portions of) last year, more than 15,000 items will be kept out of the landfill.


The Good Swap


Many people who shop at thrift stores are the very same people who donate to them in the first place, said Durant. 

“Talking with friends we realized the amount of money we were spending in thrift shops after we donated to them. The idea of a clothing swap led to this,” she said gesturing to the lower level of her home filled with stock from the Good Swap’s swappers. 

The swap idea is simple. Participants bring in their items – quality clothing and children’s items  – and choose a similar amount of new-to-them items, as well as paying a small flat fee to cover cleaning and storage costs and minimally compensate Durant for her time organizing the swap. 

“Trading doesn’t always work, because if I don’t have what you need then we can’t trade,” she said. “This makes the circle bigger so more people can find items and more items stay out of the garbage.”


Curation is key


The items at the Good Swap have been checked for stains and rips – missing items like buttons are clearly labeled.

“Most people bring in items in good condition,” she said “I check the games and puzzles – I don’t want someone to get home and find there is a piece missing.”

Items that don’t pass her standards are donated for other thrift options or textile recycling. Her swap stock continues to grow with most people choosing to leave with fewer items than they came with.

“I prefer people swap rather than donate. I get a lot of questions about ‘What is the catch?’,” laughs Durant. “There is no catch. Once people visit they are more confident in the swap.” 

About 80 percent of her customers return about every three months. 

“I do have one that comes around every two weeks.” 

With hopes to slowly grow Durant aims to divert as much as 30,000 items from the landfill each year.

To learn more about the swap or book an appointment visit Durant’s Facebook page


Looking for more?


There’s always something fun and exciting happening in Lynn Valley. Check out our Community Events Calendar or learn more about Local Activities, Mountain Biking or Hiking and Walking Trails.

Celebrating June with Mountain Market

For more than 15 years Mary and Steve Choi have been doing business on Mountain Hwy – Mountain Market is an institution in Lynn Valley. Looking to brighten up your spring Mary is joining us with a flower giveaway.   


A community needs corner stores


Whether it is spending your hard found pocket money as a child or hopping out of your car to grab flowers or a desperately needed loaf of bread – a neighbourhood needs corner stores.

We have a few in Lynn Valley but the classic remains Mountain Market. For today’s parents, it is nostalgically frozen in time, a reminder of childhood 30 years ago. For local students, it’s essential to meet their daily “nutritional” needs. For families, many an occasion is celebrated with Mountain Market’s beautiful bouquets.

The Choi’s have been behind the counter of Mountain Market since 2005 – their kids growing up alongside. Frequently Mountain Market is fondly referred to a simply Mountain Mary’s. In those years they have been supportive of local causes – remember that amidst the early pandemic, dwindling shopping numbers, they stepped up to donate a trunkload of flowers to graduates of Argyle Secondary.


Community Blooms


Mary is back at it. She would like to make some homes a little bit brighter. This June we would like to celebrate grads, teachers, and anyone going through a transition. Celebration options are still few and if you or someone you care about has a change worth celebrating – let’s do it!

We will be drawing a winner each week. Winners will need to pick up their arrangements at Mountain Market. Draws will take place Friday mornings. If your name is not drawn, it will remain entered for future chances to win in June.

To enter, please fill out the form below.


Looking for more?


There’s always something fun and exciting happening in Lynn Valley. Check out our Community Events Calendar or learn more about Local Activities, Mountain Biking or Hiking and Walking Trails.