Making a mortgage work for you, not the banks

Returning to his roots Dave Bruynesteyn is back in Lynn Valley offering mortgage clients options to meet their financial and life goals. Slotting in the final piece of the puzzle in Lynn Valley’s one-stop shop, MortgageDave now shares offices with LynnValleyLife.com’s real estate services, David Fiteni’s insurance offerings and Kay Manabe of Senju Notary to cover all the bases for Lynn Valley residents.


Meet MortgageDave


MortgageDave

Walking the streets of Lynn Valley as a child and teen, Dave Bruynesteyn loved this place. Starting his early career in finance, it’s where he bought his first home. With a life that has taken him to different parts of BC, he is excited to be back where it all began.

“Lynn Valley is a part of me,” he said. “I love that I can go grab a coffee and I am seeing friends, past clients – current clients. I was walking by Safeway last week and ran into a client and we caught up on life and I did a mortgage review right there.” 

MortgageDave’s foundational philosophy is that if you support a community, it will support you. He was a past co-chair of Lynn Valley Days, he was a founder of the Christmas Tree Parade, he has worked with the Lynn Valley Community Association and even lent his time to educate students at Argyle Secondary in financial literacy. 

As an independent mortgage broker for more than 18 years, MortgageDave, is ready to be back in Lynn Valley.

“I am excited to be working here – around these people,” he said. “Everyone is so busy, if we have real estate working alongside mortgage, alongside insurance and a notary, we have just made it easier for people. It’s not just about convenience, it’s about working with good people, ready to collaborate and take care of each other’s clients. I love the energy.”


Mortgage broker 101


It has been a volatile time in the financial sector. Lending rates and inflation have climbed, and savings rates have remained stagnant. For those entering the real estate market or looking to renew in the coming months, it’s time to talk to a mortgage broker – not a bank, says Bruynesteyn.

photos by Myshsale

“A mortgage broker is an independent party that helps people arrange residential financing,” he said. “I love it because I don’t work for a bank – I work for the client. It is at no cost to the client. We are paid by the lender, so the only goal is to get the best deal for the client 

“You get all of my expertise and at no cost – it’s a no-brainer.” 

From his work in traditional Canadian banks – and as a past customer himself – MortgageDave says he has learned how not to treat clients. Appalled by bonus structures that encourage bank employees to offer higher rates, when he changed track in 2006 to be an independent mortgage broker he vowed to do things differently. 

With two big factors working in his favour, convenience and access to more lenders, he is confident he is able to provide not only better service but also better products. 

“A bank has its one product and I deal with 40 different lenders. I talk to the client and figure out what they want today, but also what they want in five years, in 10 years because we have to set them up properly to reach their goals,” MortgageDave said. “I also just make it easy. I work around the client’s schedule – if you want to talk at 8 am or you want to talk at 8 pm on a Tuesday night – we do that. 

“I am always looking for what is easiest for the client. I can meet you in Lynn Valley or at my office in Lion’s Bay or Lower Lonsdale. I can also come to your home. If you are really busy we can do an application with [a digital docu sign] and a quick zoom meeting. A bank will want you in their office at 2:30 on a Tuesday afternoon – you don’t have time for that.”

In Canada, mortgage brokers are compensated by the lenders based on the mortgage amount, not the rate. The commission varies little and doesn’t link bonus structures to rates (as helped contribute to the subprime mortgage crisis in the United States in the late 2000s). For brokers like MortgageDave, a happy and informed client is what matters. And closing clients with the best deal leads to returning clients and referrals. 

“I am proud of the five-star rating I have on Google – I earned that, and if I didn’t have five stars you bet I would be learning to make sure it didn’t happen again.”


Today’s rates, triggers and reversals


The mortgage market of early 2023 has changed substantially from a year ago. For the first time, some homeowners are hearing terms like ‘trigger rate’ and seeing payments double. 

“The mortgage market now is uncertain – and the market hates uncertainty,” said MortgageDave explaining that we used to be in a “North American market,” following about six months behind the US, but there has been a shift to a global market. 

“While the conflict in Ukraine is devastating for its people, subtler impacts are far-reaching. If the war ends, it would settle the bond market and stabilize the fixed rate mortgage market.”

He credits the Bank of Canada with some aggressive action that has stabilized inflation, but the consequence has been high rates.  

“I don’t see prime going up, barring any worldwide events,I think we have seen the plateau,” said Bruynesteyn. “We may see a reduction by the end of the year but I don’t really expect it until early 2024.”

Context is important. Rates today aren’t devastatingly high, they are just not as extreme as we have seen recently, he said. 

“We went so historically low. Rates aren’t insane. We just went so low we were spoiled rotten. I have always suggested a variable rate because they have been better over time but when rates were sub-two percent, I put many clients into a fixed rate.”

The fluctuations have influenced how some clients are choosing their mortgages. 

“Typically clients get a five-year term. Right now I am putting a lot of clients into two-year terms because we don’t know where we are going. Two years ties into the US election which typically sees a reduction in rates.” 

The changes to variable rates have been difficult for some homeowners.

“It is tough on some of my clients on variable rates, some of my clients on variable rates saw payments almost double,” he said, adding he doesn’t like trigger rate products. Whenever possible, MortgageDave chooses to put clients with lenders that ensure payments rise with interest rates going up, rather than being hit with a significant trigger rate.

 “If you don’t change your payment as the rates go up you are paying more and more interest. I don’t like those products as they are not best for my clients. Payments should go up with interest rates. People don’t want to manage their mortgage – that’s my job.

“When you get a mortgage with me, you are going to hear from me on the anniversary, and every time  the Bank of Canada reviews their prime rate – eight times a year – you get my newsletter discussing what this means. As you get closer to maturity I will communicate with you nine months out, six months out and four months out – because you have a life and don’t need to be worrying about your mortgage – that is my job. Dump that stress on me – it’s my job to get it done.”

One of the biggest trends MortgageDave sees is families leveraging equity to help adult children get into real estate. 

“The cost of living in Lynn Valley is high. I am seeing parents wanting to help their children stay in the city. There are more people looking at reverse mortgages to start the wealth transfer now rather than later.”


What to do now


With the typical mortgage locked in for five years, mortgages coming up for renewal in the next year are maturing in a completely different atmosphere from when they were signed.

“A lot of people are feeling the pressure of variable rate mortgages as rates have climbed,” he said. “The beautiful thing about a variable rate is that you can get out of it at any time for three months’ interest. It’s not a big penalty – so recently I have been helping clients get into the stability of a two year so they know what their payments are and they added in some debt they have had to take on.  Re-amortizing the mortgage is another option. Everyone’s situation is unique but there is a lot we can do.”

To ensure the best financial position, homeowners should begin the process earlier rather than later, said MortgageDave.

“One year out, bring the mortgage renewal up on your radar. Six months out, get in touch with a mortgage broker, we can hold rates for four months,” said MortgageDave. “So I can start watching the rates and hold one if a good rate comes up. If, in two weeks, a different bank offers a better deal, we grab that and hold – you don’t have to worry about rates.” 

MortgageDave says it’s simple: it’s a conversation with a broker and it’s free.


Looking for more?


There’s always something fun and exciting happening in Lynn Valley. Check out our Community Events Calendar or learn more about Local Activities, Mountain Biking or Hiking and Walking Trails.

RNB expanding to meet demand

With one lease ending soon, the RNB Dance and Theatre Arts Society is planning on doubling its studio space in Lynn Valley. The community-based not-for-profit is hoping the community will lend a hand to help it grow.


Local arts booming


A plan is afoot for RNB Dance to take over the former Blue Shore space at The Valley Centre. 

Brianna Giles

“We have been looking for years,” said Brianna Giles, principal and artistic director of the RNB Dance and Theatre Arts Society. “We found lots of spaces in the industrial parts of North Vancouver but that wasn’t what we needed.”

RNB has noticed an interesting trend over the last few years. And it all began with a major provincial infrastructure project.

“We got a lot of intakes when the highway construction at the Iron Workers [Memorail] Bridge began,” she said. “Families could no longer get to studios in Deep Cove or Lonsdale easily. Families are so busy sitting in traffic for an hour and a half just wasn’t feasible.”

The studio’s strong reputation for quality family programs had already led to an expansion at Lynn Valley Village (a lease which wraps up this year) but despite the added space, its less-than-ideal layout made it imperfect for growing demand.

“There are two posts in those studios that limit our class sizes.”

The society never stopped looking and exploring other options. 

“We have gotten feedback from our families that they love how central our studio spaces are. We know families are looking for dance. With all the condos being built in Lynn Valley we are seeing more inquiries than ever for three- to five-year-olds.”

For more than two years RNB has been working behind the scenes to develop its expansion plan around the new space. 

“The size is a dream come true!” said Giles. “We will be able to add two additional larger studios, similar to our Mountain Hwy studios for classes of 20 kids. We got in first to see the space right away and knew it would work. [Now] with the bank removed, it is a blank slate. We have to put in a few walls for change rooms and the dance floors.”

With the hope to open in September of 2023 the RNB Dance and Theatre is kicking off a fundraising campaign


Affordable family options


Unlike most dance studios, RNB is a not-for-profit society.

“We are unique,” said Giles. “It means we can keep our fees lower and more accessible, it also means we can access some provincial funding, but all that money goes back into the studio. There is no owner taking a profit. Everyone who dances with us is a member. Everyone who is working or volunteering with us is doing it for the kids.”

It is a choice that has given more students access to dance than would otherwise be possible, but it does create some challenges.

“We can’t use dance fees to cover renovations,” she explained. “We are having our biggest-ever fundraising drive.”

The society is aiming to raise $450,000 – and provide charitable tax receipts – to cover the expansion. 

“Every little bit helps. We are hoping with the expansion that we can probably double the number of dancers.”

The society plans to display all donor names on a plaque in the new studio lobby with a range of donation tiers: Bronze Donors – $25 – $5000, Silver Donors – $5001 – $10,000, Gold Donors – $10,001 – $25,000, and with Platinum Donors – any donation over $25,000 – also being given naming opportunities of the new spaces.  


Fiscal responsibility


The society’s long-term plan aims to build on the successful partnerships it already has. 

“We get asked all the time by people wanting to rent our space – there is a need for community studio spaces,” said Giles.

The society already shares its space with Lamondance a performance dance company which uses the RNB space mornings and early afternoons when most RNB dancers are in school.

“It’s an excellent partnership – they invite RNB dancers to participate in their performances.”

For the last 10 years, RNB has also been supporting the North Vancouver School District’s Peak Performance Program that allows high school students to balance elite-level dance training with their high school education, said Giles. 

The little studio that could

RNB began more than three decades ago at the – then – Hendry Ave YMCA in 1989 – where Giles was one of the first students. In 1993 it was able to negotiate with the District of North Vancouver for a former church space on Mountain Highway which has become its main studio ever since.   

“Mountain Hwy will remain our home base for as long as the District will have us. We are known best for being welcoming to families and we don’t want that to change,’ said Giles.

With recreational programming that starts dancers moving as young as two years old, RNB has helped guide dancers into international competitions and professional companies. 

“For me, it’s amazing to see the growth and change,” said Giles who first came through the doors of RNB as a child and has gone on to dance all over the world, returning to teach in Lynn Valley. “I am now seeing my students from 10 – 15 years ago, bringing in their own kids. It’s cool to see that full circle – that RNB has been so important to them.”

But it’s also Lynn Valley’s growth that is motivating the society to plan for the future. 

“There are so many new families moving to Lynn Valley – they want to dance and I want people to know that we are unique. Donations to the studio go back into the community offering more spaces for students.”


Looking for more?


There’s always something fun and exciting happening in Lynn Valley. Check out our Community Events Calendar or learn more about Local Activities, Mountain Biking or Hiking and Walking Trails.

Spring Break family adventures

Spring Break is looming on the horizon and there are plenty of activities happening in Lynn Valley to help keep kids busy, try something new and perhaps learn something disguised as fun.


The return of in-person Wildlife Weeks


The Ecology Centre hoping families stop by over spring break for drop-in (no registration required, but first come first serve basis) programs throughout the two weeks. Its Wildlife Weeks are bound to inspire and educate. The goal is to help families learn about the rich biodiversity of our planet from the experts who care for wildlife.

All programs are by donation, recommended $3.50 per person or $6 per family, per program. Cash and card donations are accepted. In addition to the special programs the centre will be open for visits and has new indoor and outdoor take away activity sheets, colouring contest, and crafts.

Storytime with a local conservationist for all ages –  March 13 10:30-11:15am. Mark Angelo will be leading an interactive reading of his children’s book The Little Creek That Could. Learn the value of our local waterways and how you can play a part in repairing them.

Day in the life of a park ranger for ages 5+ – March 13, 1-2pm. Who looks after our beautiful parks and how do they do it? Get a special behind-the-scenes look at the Lynn Canyon Ranger Station and discover the duties of a hard-working Park Ranger.

Go Fish BC for ages 5+ – March 15, 10:30-11:30am. Learn about freshwater habitats, conservation and how to fish responsibly with the Freshwater Fisheries of BC. Try a dry-land cast to get ready for that next family fishing trip! Includes fish identification and biology, equipment set-up, and safety.

Felting local plants and animals for ages 5+ – March 15, 2-3pm. Learn how to felt an animal, plant, fungi or bug using needle felting techniques. All equipment provided, please consider donating extra to cover the cost of supplies.

Wild neighbours with the Fur-Bearers for ages 5+ – March 16, 1-2pm. Wild animals don’t just live “in the wild” – wildlife is all around us.Learn more about our wild neighbours and live alongside them respectively.  

Treetop Tales storytime for ages 2+ – March 17, 11-11:30am. Listen to stories, songs and rhymes about nature! Every first and third Friday of the month. 

Urban wildlife with biologist Dr. Tom Flower for ages 5+ – March 20, 10:30-11:30am. Have you ever wondered what animals are doing when we’re not looking? Discover which creatures are roaming the forests by watching secret camera footage. 

Park range walk and talk for ages 5+ – March 20, 1-2pm. Learn about the exciting career of a Park Ranger. Enjoy a guided walk through the park, including the suspension bridge. Discover how you can keep safe while having fun in our community’s green spaces.

Forest bathing guided walk with Tracy Chalmers for all ages – March 22, 12:30-2pm. Relax among the trees and absorb the wonders our forest has to offer!  Forest Bathing is a slow, mindful experience with stillness and sitting. 

Family nature walk for all ages – March 23, 1-2:30pm. Enjoy a guided nature walk over the suspension bridge and around the 30ft pool loop. Begin with a brief intro to the rainforest and end with an inside close-up of some of the smallest inhabitants of the park.

Owls of British Columbia for ages 8+ – March 24, 11am-12pm. Join award-winning photographer and ornithologist Liron Gertsman for an indoor intro to the remarkable owls of BC! Discover their unique and fascinating qualities.


Spring fun at the NVDPL


Head over to the library at Lynn Valley Village for these fun programs.

Family Fun Time for ages 0-5, March 14 & 21 – 10:30am-12pm. Toys and books are provided – bring your little ones and enjoy a cozy space to connect and play with other families. 

Lego Time for ages 4 – 12, March 15 & 22 – 10am-12pm Drop in for free and get ready to build. Your task will be to let your imagination run wild. Play, create and experiment as you choose.


Looking for more?


There’s always something fun and exciting happening in Lynn Valley. Check out our Community Events Calendar or learn more about Local Activities, Mountain Biking or Hiking and Walking Trails.

An artists’ look at rewilding

This March local painter Marisa Mary Myrah will be revealing the forgotten spaces of one of Lynn Valley’s most contentious pieces of land.  


From greenspace to gallery


Living in a rainforest is a constant source of inspiration for local landscape artist Marisa Mary Myrah. Day to day she walks the streets of Lynn Valley bombarded by visual opportunities. For years the idea of documenting the disappearing suburban wildlands has been percolating. The results will be on display in an upcoming show at VisualSpace Gallery in Vancouver from March 2 – 18th. 

“It has been on my mind since before the pandemic,” said Myrah. “I would go away to be inspired but there is a rainforest right behind me. My work is more microscopic – looking into something. Paying attention to something that is overlooked. There is always something interesting to see no matter where you look.”

Myrah is particularly captivated by the lands between the streets of Laura Lynn and Wellington Drive – the land at one time earmarked for Donovan Park. In the early days of Lynn Valley, it was part of a larger piece estate housing stables and tourist cabins. 

“When they dismantled the cabins there were foundations and things left,” she said. “So, it’s still frozen in time and it’s been left to grow. There is something interesting about letting nature take over.”  

The land was bequeathed to the District of North Vancouver for a park but the estate fought that decision returning it to the family. The 1.14-hectare lot was then proposed to build 13 homes which council rejected and a reduction to nine homes was discussed followed by the land being sold to a developer. It is currently zoned for one single-family home and has been left for nature to rewild the area.

“[The original owners] domesticated the area – there are old remnants of domesticated plants amongst the native plants. There are signs that something was there like a giant forsythia next to some old stairs. When they build they are pretty much going to clearcut it.”

The looming spectre of development lent a feeling of urgency to create the series “On the Edge of Where I Live.”  Despite the pandemic’s increased demands on working parents, Myrah felt what little time she had should be used to explore her ideas. 

“It was like this idea was fermenting, then ‘Of course!’ No one can go anywhere and this is beside me. It’s interesting how things play out. I am appreciating it in a different way. There is so much subject matter here. It’s fascinating when you stop and is all overgrown – like my painting Grand Embankment. There is a mass of berries covering a ridge and the bears come through and feast.”


On her doorstep


Myrah’s relationship with Lynn Valley is deep. It’s her chosen place to live, work and play. Her days are spent traversing the hills – up to 15 km a day – as a postal worker – time she uses to explore all the changes facing Lynn Valley from shifting seasons and weather to development. In her downtime, she is riding both her road and mountain bikes up and down local mountains. 

“There is a rainforest right behind me that I am lucky to have. There is great subject matter that I can draw from right at my backdoor,” she said. “I am a representational artist. I make a quick sketch [at the original location] and as I start blocking in, the painting takes over as I work from memory and intuition. 

“I love riding alone in the forest – I stop and take so many photographs,” said Myrah. “Maybe that will be another series to paint based on where I like to ride. I love riding through other forests. I love Squamish and the Sunshine Coast.”

With the upcoming series debut, Myrah says it feels like her painting is coming full circle while still evolving and growing like the forests currently capturing her interest. 

“When I was younger I loved still life. There is so much symbolism, there is always a narrative and they can be quite moody,” she said. “This show is also so moody. While I have always done landscapes, this is a new branch of work.”

Myrah’s work can be found on her website (the new series coming soon) and her show “On The Edge of Where I Live” runs from March 2-18 with an opening reception at VisualSpace Gallery on March. 4. 


Looking for more?


There’s always something fun and exciting happening in Lynn Valley. Check out our Community Events Calendar or learn more about Local Activities, Mountain Biking or Hiking and Walking Trails.

Screen time

On these long rainy days, there is no better time to tuck in and watch a movie and when it comes to choosing, finding something filmed in Lynn Valley has never been easier. With film production thriving on the North Shore, our parks and streets are filling the screen more than ever. 


A master of disguise


The District of North Vancouver has long been a chosen location for many film and television productions. Well situated between the larger studios and desirable locations 2023 is expected to be another banner year. 

“The District of North Van sells itself,” said Jennifer Janetka, film and events coordinator for the DNV. “We have forests that feel like you are deep in the forest but you are very close to the city. 

We have a studio in North Van and the productions that are working out of North Shore studios tend to like to stay in North Van.

“Picking up and moving is a big deal. So the more spots we can find them in once is also a big deal. It’s a very unique industry. It’s very out of the box – beyond the creative of the production – it takes a lot of out-of-the-box thinking on how to film them here. It’s full of very good people. So much creativity. It’s nice that we have some A-list celebrities that want to come and make movies here.”

Jennifer Janetka

From Nickelback shooting a music video just a few weeks ago to The Good Doctor, from The Adam Project to The X-Files. Lynn Valley has stood in for a variety of locations over the years and seldom itself. Janetka credits its wide variety of home looks and its forest parks for its high desirability. For DNV as a whole with a vista like Quarry Rock, Deep Cove’s beachfront and an ethereal forest road like Indian River there is no shortage of requests for productions to work in our neighbourhoods. 

“It’s increased over the years but we can only hold so much,” said Janekta. “We only have so much parking and we only have so many places. Productions still want to come here so we get creative.”

The filming permits issued in 2022 saw a return to pre-pandemic levels close to the peak production year of 2019. 


On location


The process to come and film on neighbourhood streets and community parks is not a simple one – although it is efficient, said Janetka. Films productions consult with Creative BC and the DNV film and events office to discuss locations, timing and competing community needs to find a solution. 

“My job is to facilitate the industry in our community – we do everything from major films to indie productions to student films.”

While the public may see parking impacts or a temporary increase in traffic, there is a lot going on behind the scenes to ensure disruptions are kept to a minimum.  

“We never let a production leave somewhere like Lynn Canyon worse off than they found it,” said Janekta. “Often, the public will see something and because filming was done they blame that, but it actually has nothing to do with the film. We have an on-site liaison contractor that is in the parks the entire time. Sometimes restoration can’t happen right away due to environmental reasons – weather or the time of year. We will always leave the location the same or better – we take money from the production and work with parks to replant when the time is right.” 

She also plays an on-the-ground role in ensuring productions are within their agreements. 

“In residential communities, I visit a couple of times to check in on them to make sure they are meeting the guidelines of their permits. I come back later to make sure everything is cleaned up. If complaints come in, we are quick to rectify them – they don’t want to leave anyone with a bad taste regarding the industry,” said Janetka. 

She thinks one of the biggest contributors to the success of local productions is that our residents are deeply invested in the industry. 

“We have a lot of film industry professionals in the district – the highest number per capita of film industry workers in the province. People have a vested interest in taking care of our parks and communities.”

Sometimes those productions choose to leave a lasting impact, not only with their economic investment.

“They are often helping take care of locations,” said Janetka. “We have a production that just wrapped and is returning tomorrow on their own dime to repair storm damage to clear debris. That happens quite often. We had a production in Princess Park that did a significant restoration as a goodwill gesture.”

She acknowledges that there is the rare bad apple in the bunch, like in any sector but largely the industry relies on good communication with residents to ensure a smooth production. 

“There are always ways to work around and find a solution. They are so used to being in people’s spaces and neighbourhoods. They know the impacts and disruption it brings and for the most part, crews are very respectful.”


The benefits


This weekend as the remotes turn to the Superbowl, Janetka says they will see Lynn Valley on the screen. There were numerous advertising campaigns filmed during early winter in the district specifically for the Superbowl but it will be hard to tell which ones, with more filming taking place in private homes. 

“We get a lot of things that come in internationally – like we get production companies from Europe that will come and film nature shows for teaching children,” she said. 

That’s in addition to the film, TV and streaming production. Current ongoing productions include Fire Country and film productions. Ongoing series that come and go from the Lynn Valley area are some of the WB/Marvel productions and Virgin River. Other past productions include the blockbuster The Adam Project, The Descendants and The Art of Racing in the Rain. TV and streaming productions include Once Upon a Time, Nancy Drew, X-Files and the Twilight Zone.

“We are now busy all year round but we take breaks. We close down Lynn Canyon Park [to filming] in the summer, Deep Cove from May to September and Cates Park in July and August but it’s still busy in private residences and other parks,” said Janetka. 

All that business has a real financial impact on the DNV. In 2019 more than $73M was paid to residents in salaries of film production employees. In 2020 – mid-pandemic – it was $58M. That is just salaries, not all the spin-off impacts of rentals, caterers, and service contractors that support the film industry, said Janetka. 


Looking for more?


There’s always something fun and exciting happening in Lynn Valley. Check out our Community Events Calendar or learn more about Local Activities, Mountain Biking or Hiking and Walking Trails.

Adapting local homes to aging

Aging is never easy. Fraught with loss and challenges, a new local business hopes to ease the burdens on the elderly and their families with a plan to age in place and adapt homes to make them functional for later life. Tom and Melody Grant bring their expertise as an occupational therapist and a designer to Living by Design.


Lived experience


Living on the Sunshine Coast at the time, Tom Grant was not surprised when he and his siblings decided he should take the lead on helping his elderly parents downsize and transition to long-term care. With his experience as an occupational therapist it was the logical choice. What he didn’t expect was having to move back to the UK for a year, the massive mental and emotional labour, and the seemingly endless details of the task. 

Melody and Tom Grant

“At the time I had a big realization: ‘Why do we, and everyone else, leave these things so late – until it’s a big panic?’ It’s such upheaval in everyone’s lives to downsize,” said the Lynn Valley-based occupational therapist. 

He was dealing with the double whammy of downsizing his mother to a smaller home and settling his father into a long-term care facility to support his dementia. He knew he wanted to use his expertise to help others. 

“I am really on a mission to shift people’s approaches to aging. To think more proactively rather than reactively – like I did in my life,” said Grant. “We want to make the process a bit smoother so we can help a few families avoid having to rush in a crisis.”

It was also the experience with his family that brought his wife Melody on board to create Living By Design.

“When my mom got her new place my wife made it suitable for my mom with all its furnishings,” he said. “It doesn’t need to look institutional. I think you need the collaboration of both expertise or you will get something that is institutional or it could be very pretty but doesn’t take into account the progression of age, or a disability. If we could work as a team, we could help instead of calling in separate experts who aren’t on the same page.”  

Today, Tom offers traditional occupational services, as well as, their aging-in-place planning with Melody through their company Living By Design


Make a plan


If Grant has one piece of advice it’s: plan – and if needed, move early.

“Ideally people will have their home for life or downsize early enough and make that their home for life. Depending on their finances, as long as it’s accessible, there is no reason why some can’t stay at home as long as possible,” he said.

The biggest error families make is underestimating the amount of mental and physical effort to move, and how that mental drain continues for months or years as someone tries to establish themselves in a new community. 

“In my experience working in home care, if someone has to move their home when they are already starting to struggle with mobility and particularly if they are struggling with cognition – if they move environments – move home or into a new area so they can be close to family, it’s very discombobulating and can lead to massive functional decline.

“A new area, a new home they might not have the cognitive ability to take on this new environment. It takes a lot of cognitive ability to get to know your new environment and – not driving anymore – transportation can lead to feeling isolated,” said Grant. “Getting lost, struggling with timetables, it becomes a burden for adult children. Potentially, the older adult feels guilty that they need to be supported so much but they need the help. It becomes very demanding on everyone. If people stay in their homes and help can come in, they are more likely to function.”


Age with grace


The solution is fairly simple but not necessarily easy. 

“What I see happening, downsizing and aging is a bit of a taboo topic,” said Grant. “Have a good plan in place around 65 that you are going to stick to and be accountable to your family members.”

That is a broad strokes plan sharing the elder’s wishes and setting goals. 

“At 70-75, you might have the cognitive capacity to do it but not the physical capacity to do it yourself. The brain power to do all the packing or getting to know a new area is underestimated. It has to happen before your abilities decline and the burden shifts to adult children.”

This also empowers the elder, rather than forcing decisions on them – another stress for the family, he said.  

“My mission is to get people to start talking about this. The conversations are getting delayed.  Be honest, be transparent and commit to the plan of aging. Acknowledge there is a functional decline with aging without any particular health condition.”

Connecting the dots

With the experience of working within and out of Coastal Health, Grant understands the pressures and limitations of the public system. He hopes Living By Design helps families move forward with living and aging. Too often, after a brief evaluation from a Coastal Health OT patients are left with more questions than answers. 

“When people leave it to a crisis: like they are in hospital after they have fallen and broken their hip, suddenly they need an accessible home. People spend a lot of time in rehab only to find their home is not appropriate for them,” said Grant. “OTs with Coastal Health are stretched too thin. They will say you need an accessible bathroom but they don’t have time to tell you what that means and how you can get it. We are trying to fill the gaps in what the public system can offer. They can’t go into this much detail, they will do a basic assessment, but I will do a much more detailed assessment and treatment.”

Whether it’s a crisis, a disability or managing the general decline of aging, if a home needs renovation, that is Melody’s specialty. Her skills help make the functional changes homey and aesthetically pleasing. 

“Often people get recommendations but there is no one to help with the next step of implementing them,” he said. “It might be adding some grab bars but it might be renovating their whole bathroom and they are left to their own devices to figure it out. 

“You can’t rush a lot of these things – it takes time finding contractors, supplies. Ideally, it should be done ahead of time step-by-step.” 

If adult children are out of town, or if that process is simply too taxing, Living By Design can help homeowners through the process. 

“One thing I think might be very helpful is project management,” said Grant. “If you need changes but you might not have the knowledge or the energy to call and make those changes. Melody can help organize reliable trades, keep them on track and make them accountable. The burden often falls on the children who might not even live in the area. If your spouse previously looked after these responsibilities and they have recently passed, it can be intimidating to talk to a contractor and makes them vulnerable to being taken advantage of.”

The first steps to aging in place are simple conversations and assessments, said Grant. He evaluates over 300 potential hazards in the home and can also establish a cognitive baseline to monitor mental changes. 

“If someone thinks ‘We are slowing down and we want to make some changes,’ we can do a joint assessment and look at the space planning and we can work together.” 

Living By Design is based in Lynn Valley and works throughout the North Shore and Sunshine Coast.  


Looking for more?


There’s always something fun and exciting happening in Lynn Valley. Check out our Community Events Calendar or learn more about Local Activities, Mountain Biking or Hiking and Walking Trails.

New real estate changes for 2023

We wanted to keep you informed that the rollover into 2023 has also brought with it some new and noteworthy real estate regulations for buyers, sellers, and renters.


BC homebuyer rescession period


As of January 3, 2023, BC home buyers now have a three-day period in which they can decide to back out of a purchase of residential property after signing a contract. If they do, the seller is entitled to 0.25 per cent of the agreed upon sale price of the home as a rescission or “break” fee. (ie.$2,500 on a $1M purchase). Learn more here.

Federal foreign buyer ban

The Prohibition on the Purchase of Residential Property by Non-Canadians Act, which prevents non-Canadians from buying residential property in Canada for two years, went into effect on January 1, 2023. 

  • Non-Canadians are defined as individuals who aren’t:
    • Canadian citizens
    • permanent residents of Canada
    • persons registered under the Indian Act.
    • corporations based in Canada that are privately held, not listed on a stock exchange in Canada, and controlled by someone who is a non-Canadian.
  • The act defines residential property as buildings with three homes or less, as well as parts of buildings like a semi-detached house or a condominium unit. The law doesn’t prohibit the purchase of larger buildings with multiple units.
  • The act has a $10,000 fine for any non-Canadian or anyone who knowingly assists a non-Canadian and is convicted of violating the act. If a court finds that a non-Canadian has done this, they may order the sale of the house.

Find out more here.


Rental changes


On November 24, 2022, Bill 44, the Building and Strata Statutes Amendment Act, 2022 (the “Act”), was enacted and removed most rental and age restrictions in strata buildings.  The amendments became effective immediately on November 24, 2022.

The Act removed two rights of strata corporations to pass bylaws that could control occupancy, rental and use of strata lots:

  1. Prohibition of rental restrictions; and
  2. Removing the right to have age restrictions within a strata building, other than 55+

Find out more here


Looking for more?


There’s always something fun and exciting happening in Lynn Valley. Check out our Community Events Calendar or learn more about Local Activities, Mountain Biking or Hiking and Walking Trails.

Back in the saddle 2022

Looking back at 2022, it was a slow build-back from the height of the pandemic. There were groups and organizations offering more in-person events, and people were taking on challenges and adventures again. Still, it was not quite like before times, when Lynn Valley was bustling with outdoor concerts and rec centres had a full schedule. In case you missed it, we have pulled together our favourite stories from 2022.   

Through 2022 there was a slow build of events, activities, and adventures as people ease back into a more pre-covid life. We love sharing what’s happening. If you have an idea for a story you would like to share send it a long. We want 2023 to be a year of bringing Lynn Valley together.


Favourite posts


Favourite mystery

When Capilano University professor Bob Muckle was looking for a new project to help his students understand the archaeological dig process, he look to the university’s backyard: the Lower Seymour Conservation Reserve. What they uncovered has been a treasure trove of information, shedding new light on Japanese and Japanese-Canadian history.

 

Great new neighbours

There were lots of new members of our community. The 20,000 that moved into Argyle Secondary are helping both the environment and the students. Science teacher Megali Chemali has overseen the installation of a beehive inside the school. There are hopes that it will double in size and pack a pollinator punch for Lynn Valley and create some unique learning opportunities at students.

Another notable neighbour was CBC’s Johanna Wagstaff. She moved to Lynn Valley and has been sharing local weather updates almost daily on Instagram. She is already passionate about living here and sharing our community with others across BC and Canada.

Favourite events

We were so pleased to see more activities back and hope for more to return in 2023. We were excited to have the return of the Great Neighbourhood Garage Sale. From the storage room purge to the creative crafts, it was great to see the neighbourhood out in force. We are excited to announce the Great Neighbourhood Garage Sale will return in May!

Favourite piece of new information

There is no doubt people love their bikes in Lynn Valley and it can be a struggle to keep them safe and protected since they have become sought-after items to fuel Vancouver’s drug trade. One of our most widely read posts was about expert advice on bike security and bike-theft insurance.

Favourite win-win

When Dana Dykema started thinking about healthy eating choices and food security for her family, she thought a solution might lie in local farms. That led to an idea, then to a passion, and next a business. She is partnering with local food providers to bring quality food Valley to Shore.


Looking for more?


There’s always something fun and exciting happening in Lynn Valley. Check out our Community Events Calendar or learn more about Local Activities, Mountain Biking or Hiking and Walking Trails.

Ready and willing to help

There is a new option for notary services in our neighbourhood and we are so proud to welcome Kay Manabe Senju Notary as a new officemate. Manabe is expanding her business to serve Lynn Valley with her typical knowledge and warmth.


Help where it is needed


With the departure of Lynn Valley’s previous notary, Manabe knew she wanted to help. Building on her Lonsdale practice, the new office in Lynn Valley will continue to offer her notary services including wills, real estate, and general affidavits and declarations.

“I want to serve people with compassion,” she said. “As I became a single mom, I was using the legal system and I know how hard it is. I knew I wanted to help people. As a notary, I can be patient and compassionate.”

Knowing that sometimes notary services are needed during some particularly stressful and trying times, Manabe will also visit clients in their homes, care homes or hospitals. 

“I need to see my clients to make sure they are being taken care of and have the capacity for these decisions, that can be done with Zoom or in-person where they are if they can’t come to my office,” she said. “A lot of seniors can’t leave their homes – I can. I don’t mind. I want to help and I have worked with the social workers at Lions Gate Hospital.”


Protecting yourself, caring for others


Manabe shared that only 50 percent of British Columbians have wills.

“I believe it is important for everyone, whether they have assets or not, to have a will and the other documents you need,” she said. “It’s a way of taking care of the people left behind. The fees and process to take care of a death without a will can be overwhelming in a tough time.”

In addition to a will, she recommends a power of attorney, and a representation agreement, and an advanced directive (the latter two take care of your needs should you become incapacitated). 

“No one likes the idea of creating a will at the best of times but it is easier when you are happy and healthy,” she said. “The process can simply start with some forms to fill out which helps me understand your needs. From there we can sit together and go through it. People don’t like to talk about death, don’t worry I will do the talking and guide you through.”


Choosing your legal professional


Notary publics can be a choice for transactional legal matters that are non-contentious such as personal planning, real estate, declarations and affidavits, travel documents for minors and many more.

“On the matters we specialize in, we have the same training as lawyers,” she said. “Like lawyers, there are high-priced notaries and low-price notaries. It all depends. It is important you find a notary you are comfortable with and who is transparent about their fees.”

She adds that when choosing any professional service, it is important to check that the notary is in good standing with the Society of Notaries Public of BC. This will ensure the notary is covered by insurance and has the education needed to perform their duties. 

“This is an important relationship. You need to trust your notary and feel comfortable asking questions,” said Manabe. “I want to take the time so you are not rushing decisions. 

“If I can’t help you, I will use my network – that is Senju means – a thousand hands. I will refer you to professionals: lawyers, accountants, mortgage brokers that I trust.”

Senju Notary can be found at the LynnValleyLife offices at 3171 Mountain Hwy on Tuesdays and Friday or contacted by phone: 604-818-7710.


Looking for more?


There’s always something fun and exciting happening in Lynn Valley. Check out our Community Events Calendar or learn more about Local Activities, Mountain Biking or Hiking and Walking Trails.

Gillian Konst – Good Neighbour 2022

We are so pleased to announce our Good Neighbour 2022 is Gillian Konst! As we mark our 11th annual community contributor, she joins the ranks of Lynn Valley greats like Bob McCormack, Tim Green, Matina Spiropoulos, Linda Munro, Gord Trousdell, and others.


Decades of giving back


Gillian Konst and LVL’s Jim Lanctot at the Parade of Lights.

Not one but two nominations for Gillain Konst came into our inbox this year – following a nomination in years past. Currently, at the helm of the Lynn Valley Community Association’s board of directors, Konst has been a constant contributor for 30 years or so.

“I can’t be a part of something and not give back,” said Konst, after the surprise – to her – announcement at the Parade of Trees light up December 4th.

Longtime friend and fellow LVCA volunteer Stefanie Donohoe, echoes Konst’s thoughts. 

“She is the type of person who loves doing things for the community,” said Donohoe. “She brings people together to do what they do best. Many of the other volunteers in Lynn Valley – like myself –  are a direct result of Gillian getting us involved and making us want to do something for our community.”

Donohoe also mentioned Gillian is quick to hide in the background and pass on recognition to the others involved. In fact, the first words out of Konst’s mouth at the announcement were:

“There are a lot more people behind this than just me!”


Constant contributing


It is Konst’s consistency of support that benefits Lynn Valley, starting many years ago. She was a supporter of youth soccer, Beavers and Cubs, and the Eastview PAC when her sons were in school. Then it was a trip to the library that started her greater community involvement. 

“I was in line at the Friends of the Library book sale when I saw a little leaflet asking for volunteers and I thought – that might be fun,” she said. “We didn’t have a lot of money at the time, so I liked the idea of giving my time.”

That led to volunteer hours, then a position on the board. Soon she was involved with the Lynn Valley Lions, garden and flower clubs, the Lynn Valley Services Society, helping seniors, and of course the Lynn Valley Community Association.

“If you need to get something done in Lynn Valley, go to Gillian,” said Susie Chant, MLA for North Vancouver Seymour. “She is such an active and motivated force and really knows how to bring community together. I am so glad to be able to see the amazing work she does, and I always love volunteering with her for the Lynn Valley Community Association.”


Learning from mentors, leaving a legacy


Konst’s passion for giving back comes from her parents and she hopes she has passed it on to her sons. 

“I got it from my mom – she was always giving back from my earliest days as a Brownie,” she said. “My dad worked away so much but he did a lot for sport for disadvantaged kids in the UK through the Lord’s Taverners. Volunteering is in my genes”

Before the surprise announcement.

She is proud her sons have taken on roles of coaches and supported cadets. Her civic support has inspired future community leaders like Susie Chant’s assistant and past DNV council candidate, Eli Manning.

“Having grown up as her neighbour, Gillian truly stands out as a leader in our community,” he said. “She does her absolute best to bring people together and make Lynn Valley a more connected and beautiful place.”

As Konst looks to step back from her board position at the LVCA, she hopes to support the next era of volunteers. 

“To thrive an organization needs new ideas and ways of doing things,” she said. “I want the community association to do well and that won’t happen without others bringing their energy and ideas.”

She will continue to be a part of the LVCA helping out with their community plans.

“I love the events, even when I am bone weary,” she said. “Then I see a child or a senior participating in something happy that I helped create and I know I am doing something special.”

With numerous volunteer opportunities available in Lynn Valley at the LVCA, the Disability Resource Centre and the Lynn Valley Services Society, there are plenty of chances to reap the benefits, she said. 

“You make good friends and build connections to the community you can’t in any other way. Those friends become your supports when you need them. It’s such a reward to create happiness in the community – it’s addictive.”

We would like to thank the Black Bear Neighbourhood Pub for donating a gift certificate for our Good Neighbour Award. 


Looking for more?


There’s always something fun and exciting happening in Lynn Valley. Check out our Community Events Calendar or learn more about Local Activities, Mountain Biking or Hiking and Walking Trails.